🏡 The Dubai government, as part of the D33 economic growth program, has launched a new scheme to support residents of the UAE buying property for the first time.

✅ Who is eligible?

• Non-UAE nationals residing in Dubai (all nationalities)
• First-time buyers purchasing full ownership property in Dubai
• Property price up to 5 million AED

🎁 Key benefits and facilities of the scheme:

1. Discounts from major developers
   Developers like Emaar, Damac, Nakheel, Azizi, etc., offer special below-market prices for first-time buyers.

2. Easy payment plans
   • Low down payment
   • Interest-free installments, including for DLD registration fees
   • Ability to pay costs via credit card up to 24 months interest-free

3. Better mortgage conditions from banks
   • Low interest rates (sometimes below 4%)
   • Fast approval
   • Repayment terms up to 18 years
   • Partner banks: Emirates NBD, Mashreq, Dubai Islamic Bank, etc.

4. Early access to projects
   Buyers get priority and can purchase units in new and off-plan projects before the general public.

5. Discounts and subsidies on property registration fees (DLD)
   • Interest-free payment options
   • Reduced initial registration costs

🏫 Additional advantages

• Designed for households earning 15,000 to 20,000 AED monthly
• Ideal for long-term renters in Dubai who now want to buy
• Enables property ownership and building a future in Dubai

📱 How to register?

1. Download and install the Dubai REST app

2. Register as a first-time homebuyer

3. Receive a QR confirmation code

4. Use this code to claim benefits from banks and developers

📌 Final summary

This scheme:
• Reduces the cost of homeownership
• Simplifies and speeds up mortgage approvals
• Opens the real estate market to first-time buyers
• Creates a more secure financial future for Dubai residents

The scheme covers both:

🏗️ Off-plan projects
• Low down payment options
• Long-term installments until handover
• Special developer discounts
• Priority unit selection

🏢 Ready properties
• Special mortgage conditions
• Interest-free installment payments for registration fees (DLD)
• Discounts on final prices from participating developers
• Suitable for buyers who want to move in quickly or rent out the property

✅ The key benefit is that both off-plan and ready properties qualify for discounts, benefits, and special loans—provided it is your first purchase in Dubai and you register on the official platform.